Are you planning to buy health insurance for your parents? Well, the Indian Insurance market is currently flooded with health care plans specifically designed for senior citizens or elderly parents above 60 years. And many insurance providers also offer family floater healthcare plans specifically designed for families consisting of senior citizens.
Key Factors :
- Hospitalization Expenses
- Pre and post hospitalization expenses
- Daycare procedures
- Ayush Benefits
- Renew ability
What's not Covered in a Health Insurance for our Parents?
- Any type of pre-existing ailments or injuries.
- Any diseases that are diagnosed within 30 days of policy inception.
- Any other treatment than allopathy.
- Self-inflicted injuries or any type of mental disorders.
- Overconsumption of alcohol, intoxication and drug overdose.
- Any expenses incurred on the purchase of spectacles, lenses and other external aids
- Any cost of dental treatment (unless it is an accidental case).
- Medical expenses incurred on treatment of HIV/AIDS infection.
- Treatment for joint replacement surgeries, after a waiting period of 2 years
- Treatment for injuries arising due to war conditions, terrorist attacks, act of foreign enemy or army etc.